Lexington, KY Personal Injury Lawyer

Lexington mixes urban density with high-speed suburban arterials. Nicholasville Road, Richmond Road and Harrodsburg Road carry six lanes of turning traffic past shopping centers, and New Circle Road links them all with short merges and closely spaced exits. Around campus, pedestrians and cyclists share the street with LexTran buses and delivery drivers. Each type of crash raises its own questions. A bus crash may involve a public transit agency. A scooter or bike crash may come down to lane position and visibility. A delivery driver may or may not be covered by the company’s policy.

Thousands of students walk, bike and ride scooters around the UK campus, often on streets built for cars. If a driver hits you while you’re walking or riding, Kentucky PIP may cover your medical bills through your own auto policy, a household member’s policy, or the policy on the car that hit you. Out-of-state students should check whether a parent’s policy covers them. A crash on a LexTran bus can involve notice requirements and questions about the agency’s legal protections, so call early. See our bicycle and pedestrian collision, e-scooter crash and bus wreck pages.

A wreck on New Circle Road answers to the same statutes as one on the Watterson. PIP benefits handle early medical bills and lost wages. Suing the other motorist generally has to happen within two years of the crash or of PIP’s final payment, whichever is later (KRS 304.39-230), and comparative fault trims, rather than wipes out, an award.

Meeting with a Lexington, KY personal injury lawyer doesn’t require a stack of paperwork. If you have them, gather the Lexington Police or Kentucky State Police report number, photos of the vehicles and the intersection, and discharge papers from UK Chandler or Baptist Health. If a rideshare or delivery app was running on either phone, write down which one. We can do the first meeting by video, at your home or at the hospital.

Lexington traffic swings with the calendar. Keeneland’s spring and fall meets crowd Versailles Road. Home football and basketball games fill the streets around Kroger Field and Rupp Arena. And every August, student move-in brings rental trucks and out-of-state drivers onto campus streets. Crashes during these surges often involve visitors who head home within a day or two, so get names, phone numbers and insurance cards at the scene. If police are swamped and don’t come out for a minor crash, you can still file your own report, and photos of the cars and the intersection carry extra weight.

Kentucky law requires a driver in a crash that injures anyone, or leaves a vehicle unable to be driven, to notify the police agency with jurisdiction right away (KRS 189.635). Call 911 from the scene and ask for an officer even if the injuries seem minor. Crashes inside Lexington city limits are usually worked by the Lexington Police Department; on interstates and state highways it may be Kentucky State Police Post 12 (Frankfort) (KSP post map).

Ask the officer for the report number before you leave. Kentucky crash reports can be bought online through BuyCrash.com, or requested from the KSP Custodian of Records by mail, email, fax or in person (KSP open records). If no officer came to the scene, file a Civilian Collision Report with KSP (KSP civilian collision reports) and download your copy when you submit it.

Kentucky is a no-fault state. Your own auto policy’s personal injury protection (PIP) pays up to $10,000 in basic reparation benefits for medical bills and lost wages after a Lexington car crash, in most cases no matter who caused it (KRS 304.39-020(2)). The two-year deadline for a motor vehicle claim runs from the injury or from the last PIP payment, whichever is later (KRS 304.39-230(6)). Most other injury claims in Lexington, such as a fall in a store or a parking lot, have only one year (KRS 413.140). Talking with a Lexington, KY personal injury lawyer early keeps those dates from slipping by.